How long should I get a term life insurance policy for?

How long should I get a term life insurance policy for?

How long should I get a term life insurance policy for?

I’m researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

If a car audio system is stolen will regular car insurance cover it?

I live in the suburbs of Missouri where i am not very worried about my car audio system being stolen but i was wondering if something was to happen to it would my regular monthly car insurance cover it? Or is there a additional fee? Should i waste 300$ on a alarm? Or do i already have insurance for my system because im paying car insurance? Because my subs box and amp only are 1000$ plus all the other stuff i have. If im not covered is it even worth paying it? How can i prevent it from being stolen like screw it to the floor board? Basically im paranoided about it being stolen! Give me tips! Thanks!


Insurance policy,,,,,,,,,,,?

I signed a life insurance policy on the spot. It was an error at some point. I realize that what i needed was a retirement insurance. Is it possible to request the insurance company to change my policy?


Affordable dental and vision insurance?

Affordable dental and vision insurance?


How can they justify the cost of car insurance?

in answer to Terence i’m 18 and its 1.4 (i know i could get insurance for about £1500 if i brought a new car with a smaller engine but i was given this one). Isn’t using statistical evedence like that wrong because employers in phyisical jobs could use the generalisation that men are stronger and thus pay them more wages because they can do more heavy lifting etc. which i’m sure women in the same jobs would take offense too. btw thanks for your coments so far, I just dont like the idea they can do this when our country has been so obsessed with equality

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Car Insurance vs.Health Insurance?

I was in a car accident a few months ago. I was at fault 100%, so my insurance company paid for the property damage but the amount for bodily damage is set too high by their attorney.Does n’t health insurance contribute to an extent for the injuries and medical bills etc. or is it the 100% responsibility of the car insurance company to pay for the whole amount that is medical bills etc. incurred by the individuals and their health insurance combined?


I’m 17 years old and do I have to buy car insurance if my parents sit next to me?

I rarely drive so i don’t want to get car insurance yet, but sometimes I want to drive around with my family. So do I have to buy car insurance if my parents sit next to me in the car?


How much info do the govt have on what sort of car insurance u have?

also, i dont really drive that much, I just need to tax the thing lol


How long should I get a term life insurance policy for?

I’m researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


First Car help – cars with cheap insurance?!?

I have been looking around at cars for ages now as i can start learning to drive in about 4 months. But as you know, when you first learn to drive insurance prices are a joke, my parents will pay for my first car and insurance but they are kinda stingey when it comes to insure so only wanna spend around 1.8k per year, but they dont mind buying me like a 4k car, they wanted to get me the new ford KA but i just don’t really like it, I know i sound ungrateful but i’m just seeing what other options i have as im gonna be stuck with it for a good few years. I also quite like old cars like like MG MGB’s, i also like the new fiat 500 but these are a little over my price range, please suggest some nice cars 🙁 with cheap car insurance!! (so probably around 1L engines)


Which car insurance is cheaper for a 17 year old male?

I’m 17 and I’m thinking about getting a car when I get my g2 in a few months, I do have a job I work at Canadian tire! and Im looking for which car would be cheaper on insurance.. I dont want a truck, caravan or a smart car… please answer this truthfully! 🙂 P.S. Im in ontario, Canada


Can my health insurance company ask for this information?

I am covered through a large group plan in CA. The employees were just informed that the insurance company wants all the following information or they will cancel your insurance: birth certificates for children, divorce papers, marriage certificates, etc. I thought this was a totally violation of privacy laws! Am I missing something???


How bad would my insurance cost be?

At least in comparison to an 2004 Ford Focus SVT or 2012 Ford Fiesta SES


I paid car insurance…?

sold car no longer driving…


I got into a minor accident and decided not to get it fixed so the insurance company is sending me out a check?

but with the lien holders name attached, how does this work?


Who needs life insurance?

At what point in life should one stop buying term insurance?


What kind of life insurance should you get?..?

What kind of life insurance should you get?


How long should I get a term life insurance policy for?

I’m researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Will aetna insurance cover a stay at Timberline Knolls treatment center? I’m 16…?

I also only have one coping mechanism and it’s music. I have to be listening to music to deal with things in the moment. Like when things are bad at home I just put my ipod on loud and headphones in and ignore everything around me. I believe that if I go away that my life could change for the better. It’s not easy as a teen. In fact, it has been proven teens have it harder today than back in the day.


Out of these cars, which one will have the cheapest insurance?

Uhhh basic stuff, sedans. Just give me your best guess, and no BS.


Do I have any recourse with dentist for a partial crown that has to be re-done within two years and insurance will not cover?

I had a partial crown done a little less than two years ago. After it was complete, I complained about the bite feeling off and pain. There was a pretty big gap as well and almost felt like part of the tooth was missing. The dentist assured me everything was fine. I have since moved to another state and my new dentist told me today that the crown is leaking and there is a shadow indicating tooth decay. She said the crown looks strange” to her. My insurance will not cover a re-do on the crown since it s been less than five years. I have contacted my original dentist and am waiting to hear back. I am hoping they will reimburse me. Do I have any recourse?”


Cost of motorcycle insurance?

Hi, I passed my CBT in february 2011, so i have been riding for under a year, on a honda cbr 125. It was around £250 for third party. I’m looking to buy a better quality 125cc motorcycle before doing my Standard Motorcycle Test some time in 2012. I’m looking to get my hands on a 2008 (or there abouts) yamaha yzf r125, as i believe this is a high performance 125 that will be able to indure the 100+ mile journies i will need to make every few months. I will need better insurance on a bike like this – Third Party Fire and Theft preferably. So my question is, can someone who has owned a yzf r125 tell me what they paid for insurance so i can get a general idea of what i’d expect to pay? Thank you for any contributions!


Accidental Death Mortgage Insurance?

We just got a letter in the mail…an offer for Accidental Death insurance for our home mortgage from Union Security Insurance Company. Should my husband die in an accident (whatever they term an accident to be; they don’t have any definitions here) our mortgage would supposedly be paid off, depending on his age at the time of his death. (The benefits decrease with age.) Is this type of insurance really necessary or advisable? What criteria should one use in determining whether or not they should purchase this type of coverage?


My car was involved in a hit and run and am not covered by insurance?

I just got a message from my friend saying that the car that I now own was involved in an accident. Specifically a hit and run. I know for a fact it wasn’t me who hit the car and ran. It had to have been my other friend who borrowed my car. The car is not insured. I’m guessing my friend took off at the scene of the crime and came back not telling me about it. I really didn’t notice anything wrong with the car until today putting 2 and 2 together with the newish scratch I had on the nose of my 1997 v6 camaro. It looks like he rear ended the other car from the outline of the marks on my car. Thing is he is not in California anymore and moved back to the east coast. I met the guy and became friends for about a month and a half. He knew alot about cars and he said that he would take it down to this one guy he knew how to flush out the radiator. He did that on the 24th of nov. and the claim of the other driver was said to be on the 24th. What do I do? I can’t make any contact with my friend who drove the car because I can’t locate him. Am I charged with a hit and run or is he? I forgot his last name so I really can’t hold him responsible or report him liable The previous owner got the memo about the claim report because it is still in his name kinda. I told him to say he does not own the car any more and give the insurance company my info and I’ll see what i can do. Well what should I do? I need some legit legal consulting.


Health Insurance Premiums and taxes…?

Ok. This is the first year that I have had an individual health insurance policy for me and my husband. Previously when I had an employer sponsored plan my premiums were taken directly out of my checks and were not taxed. Now I pay my premiums monthly after taxes (my employer doesn’t offer a group medical now). Are there any tax benefits/deductions/help/ etc for my premium? I know if I were self-employed I’d get a tax deduction (but I’m not). My state has a program where they’ll help contribute to your health insurance premiums – but only if you have an employer sponsored program. If I didn’t work I know that there are government programs to provide health insurance and medical care. So… am I really just screwed” because I am employed and my employer doesn’t offer the coverage? Is this really the only class of “workers” that don’t get ANY tax breaks for our health insurance premiums?”


Car insurance????????

I am a 16 year old boy and for my first car I got a 2005 mustang GT. All of the quotes I have gotten for insurance are between 4000 – 7000 a year. How can I get a much lower price for car insurance. ( please don`t say get a different car )

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


A few questions about insurance and motorcycles in general.?

-A friend has an old 600cc Harley in his garage from 1980’s I believe. He says that it could be repaired with a little TLC. How much would it cost to insure it for an 18 year old with a clean driving record and a fresh motorcycle liscense? -How much would it cost to insure something like the 250r ninja for the same 18 year old? How would that bike do on the highway? -How hard is it to ride sportbikes long distances on the highway?


Will my Auto Insurance Company Pay me or the repair shop?

I have GMAC auto insurance on a financed vehicle, and I was wondering if they will cut a check for my claim to me or the repair shop??? Please Help


I have an insurance lic. and I want to work from home .?

I have an insurance lic. and I want to work from home .?


How Much Will My Insurance Go Up At 10km/h Over The Speed Limit?

I got a speeding ticket for going 60km/h in a 50km/h zone while trying to pass someone (which says in the driving handbook that it’s legal as long as it’s under 20km). I took it to the court and I was found guilty, I’ve never had any tickets in the whole 5 years I’ve been driving and no accidents at all. My insurance is already through the roof because I have a newer car and I’m only 23 and they said my premium won’t have a big drop until I’m 25 anyway. I didn’t lose any demerit points at all on my license and up until now I have had an absolutely clean driving record. If my insurance finds out, is there any idea how much my premium could possibly go up?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What relativley low insuarnce group sports bikes are there?

Im 19 and just passed my bike test. Im looking for my first ‘sports’ bike (fully faired) with quite a led down riding position. I will be restricting the bike to 33bhp (but DON’T take that into consideration). Around the 600/650cc mark. So as a question again.. What sports bikes are cheapest to insure? Thanks.


How long should I get a term life insurance policy for?

I’m researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?


Car insurance on car i want to sell?

I am trying to sell my car because my uncle left me his old truck and I don’t need two vehicles. Since I don’t want to have insurance on both cars, is there a way for me to just have insurance on the car only when it is test driven by someone interested in buying it?


Affordable health insurance?

I’m nineteen years old and I don’t have health insurance. I’m going to be a college student in the fall. I was wondering if anyone had any idea how I could find good, affordable health insurance? Also some help as to how the whole co-pay thing works would help out, too. I used to have a certain health insurance for people from low-income families but they just cut mine off so I need to get some. Thanks in advance!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car Insurance Question NYS?

I am a 20 year old teenager and I want to lease a new car. The problem is that as you know, car insurance is very high and I don’t have credit to be able to get a lease. So this is where my parents kick in. I will get the car and insurance under their names and use the car for my personal use because I will be paying the lease payments. This way, insurance costs will be low and I get a brand new car. Lets suppose I get pulled over or get involved into a crash, will I get into legal troubles by not having insurance on my own name? I mean, if i cause damage to someone’s car and its my fault, I am willing to pay for the damage but I just don’t want to get fined a gazillion dollars for not having my name on the insurance which is so stupid because its just a waste of money. Another scenario: If your friend borrows your car for the weekend and gets involved in a car crash, then what will happen since he was never on the insurance policy? Can’t this same situation apply in a parent- child relationship?


My girlfriend and I live with my parents. My father wants her to alter her auto liability insurance…to protect his assets. Valid concern?

My girlfriend has her own car and her own auto/liability insurance. My father is afraid that my girlfriend could get in an accident, driving her own car, and he could be financially responsible…simply because she lives with us. So. My father wants her to change her policy, raising the liability coverage, in order to fit within the umbrella insurance he maintains to protect himself. I feel as if he either heard his insurance agent wrong, or he was provided false information. Bottom line. Is there any possible way my father could be sued, or otherwise owe money, if my girlfriend was in a car accident while driving her own car (just because she lives with us)? (Sidenotes: My girlfriend and myself are in our late twenties. It seems like our place of residence shouldn’t matter at all, considering we never borrow my parents’ vehicles.)


What if I don’t pay car insurance?

Hi, I am wondering what happens if I don’t pay my car insurance. This are the facts: I bought a car from a dealership, they offered me a car insurance, I did not want it because the car was to be shipped to Europe and sold there as brand new. Therefore I did not want to pay insurance for car that is not even my own. Nevertheless I had to register the car in CA as all the cars have to be. Now I got a letter from DMV in CA saying that if I don’t pay car insurance the registration will be canceled. Now the car is already in Europe and has been sold lately. Will there be any consequences for me? Will I have to pay any additional money to DMV? What happens after the registration is canceled? Thank you for your help


Where can i find insurance without license?

Most of the insurance companies that I call will not provide insurance because I do not have a license I have to have insurance before I can get my license. What should I do?


18 year male old insurance price?

18 year male old insurance price?


Life Insurance – Beneficiaries & Taxable Estate?

In terms of life insurance proceeds and taxable estates, I believe I have the general concepts down: 1. The policy is included in the decedent’s estate so long as he or she owned the policy. 2. If the spouse is the beneficiary, then it still escapes estate tax currently due to the unlimited marital deduction. But now here’s my question: Let’s say Husband owns a $1,000,000 life insurance policy with his wife as the beneficiary. He dies. The $1,000,000 is included in his estate, but then is deducted due to the unlimited marital deduction. Now one week later, the wife dies. I don’t believe the $1,000,000 she received as beneficiary of her husband’s insurance would be subject to individual income taxes, but will that $1,000,000 be included in HER estate? I think it should be as she now has $1,000,000, but for the life of me I can’t find anything that says this explicitly/definitively. Thank you!


Is car insurance higher for teen drivers?

Is car insurance higher for teen drivers?


Can you renew a car’s registration with non-owners insurance?

I am driving a car that has no insurance that is owned by someone else. Obviously because of no insurance the secretary of state won’t renew the tags. Will they renew the registration if I show them my non-owners insurance?


Life insurance beneficiary?

I got life insurance and put my sister down as the beneficiary but I want my sister to use that money a certain way for my children if in the case something happens to me. Like I want my sister to portion of that money for my childrens future college tuition, car, etc. How do I go about this? Do I need some kind of trust or will?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Will I be arrested if my parents do not include me on their car insurance policy?

I am about to receive a license, and am nervous about driving my parent’s car without being included on their policy (I am 16). We simply cannot afford to pay for another driver. Hypothetically, if I am stopped for speeding or something of that nature, would they check proof of insurance, and, if so, would I be arrested for my lack thereof?


How long should I get a term life insurance policy for?

I’m researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?


What would be a used sports/luxury car that costs under $15k that has lower cost insurance?

I want this car to be something that people want to look at when you drive by, no Corvette, already have one of those.


Funny Radio Car insurance Ad?

I heard a hilarious radio ad for car insurance, and it was with a guy singing something like, I am driving in my car


How much would my insurance be is I have 4 points against my license?

I gotten 2 speeding tickets within 6 months (4 points in south carolina…I have a good reason to be speeding!)…I am currently uninsured but my vehicle (2000 Honda CR-V) is insured under my mom’s insurance with Geico… I’m 19 years old and soon I will have to register my own vehicle and get insured…my mom doesn’t know that I have tickets. I go to college and I’m a pretty good student (4.0) would I get a discount with that? Also, what is the cheapest insurance? Thanks!


Do I need insurance on a 50cc scooter?

Arkansas


CAR INSURANCE rip off – I was involved in a car accident that wasnt my fault?

Insurance co.deducted $334 from my settlement so the policy is paid in full till July 2010.If I buy another car the policy doesnt transfer to the new car!They have robbed me $334 ? Wont mention the insurance co.(RACV) ooops!


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