How do health insurance deductibles work?

How do health insurance deductibles work?

How do health insurance deductibles work?

I’m looking at individual health insurance plans. All of them say they have a deductable of $500 – $5000. I’m reading the plan overview and it’s explaining what the plan covers. It says prescriptions are covered after deductible, office visits are covered after deductible, and so on. Does this mean if a plan has a $5000 deductible that the health insurance company will not cover anything until after I’ve paid $5000 out of pocket on healthcare? Does that mean that if I had to go to the emergency room i’d have to pay for it myself until I’ve paid up to $5000? I’m really confused. I want to get temporary health coverage, but I don’t see what the point is if I’m going to have to pay out of pocket anyways. Does anyone know how this deductible stuff works? I’d appreciate the help. Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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How do health insurance deductibles work?

I’m looking at individual health insurance plans. All of them say they have a deductable of $500 – $5000. I’m reading the plan overview and it’s explaining what the plan covers. It says prescriptions are covered after deductible, office visits are covered after deductible, and so on. Does this mean if a plan has a $5000 deductible that the health insurance company will not cover anything until after I’ve paid $5000 out of pocket on healthcare? Does that mean that if I had to go to the emergency room i’d have to pay for it myself until I’ve paid up to $5000? I’m really confused. I want to get temporary health coverage, but I don’t see what the point is if I’m going to have to pay out of pocket anyways. Does anyone know how this deductible stuff works? I’d appreciate the help. Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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How do health insurance deductibles work?

I’m looking at individual health insurance plans. All of them say they have a deductable of $500 – $5000. I’m reading the plan overview and it’s explaining what the plan covers. It says prescriptions are covered after deductible, office visits are covered after deductible, and so on. Does this mean if a plan has a $5000 deductible that the health insurance company will not cover anything until after I’ve paid $5000 out of pocket on healthcare? Does that mean that if I had to go to the emergency room i’d have to pay for it myself until I’ve paid up to $5000? I’m really confused. I want to get temporary health coverage, but I don’t see what the point is if I’m going to have to pay out of pocket anyways. Does anyone know how this deductible stuff works? I’d appreciate the help. Thanks

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I’m looking at individual health insurance plans. All of them say they have a deductable of $500 – $5000. I’m reading the plan overview and it’s explaining what the plan covers. It says prescriptions are covered after deductible, office visits are covered after deductible, and so on. Does this mean if a plan has a $5000 deductible that the health insurance company will not cover anything until after I’ve paid $5000 out of pocket on healthcare? Does that mean that if I had to go to the emergency room i’d have to pay for it myself until I’ve paid up to $5000? I’m really confused. I want to get temporary health coverage, but I don’t see what the point is if I’m going to have to pay out of pocket anyways. Does anyone know how this deductible stuff works? I’d appreciate the help. Thanks


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How do health insurance deductibles work?

I’m looking at individual health insurance plans. All of them say they have a deductable of $500 – $5000. I’m reading the plan overview and it’s explaining what the plan covers. It says prescriptions are covered after deductible, office visits are covered after deductible, and so on. Does this mean if a plan has a $5000 deductible that the health insurance company will not cover anything until after I’ve paid $5000 out of pocket on healthcare? Does that mean that if I had to go to the emergency room i’d have to pay for it myself until I’ve paid up to $5000? I’m really confused. I want to get temporary health coverage, but I don’t see what the point is if I’m going to have to pay out of pocket anyways. Does anyone know how this deductible stuff works? I’d appreciate the help. Thanks


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